From dorm rooms to driving, it's important for university students going back to school to be protected. Most parents want to know if they need tenant insurance for their children when they move away to attend university. Tenant Insurance is important to protect the student's valuables like laptops and televisions in dorm rooms or apartments, but most importantly liability coverage should be considered. It is important to protect your family in case of accidental damage to a building or other residents belongings. Check out this interview our insurance specialist Scott Conrad did with CTV Atlantic News for some helpful tips and to know the questions to ask your insurance broker to ensure you are covered.
#ItCanWait campaign isn’t sugar-coating the harsh realities associated with the consequences of distracted driving. Texting while driving is just as dangerous as drinking and driving and the message is still not being understood. Hopefully, this video can help.
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Travelling in the family vehicle for extended periods of time can test the patience and attention of even the most experienced drivers. These distractions may not only cause you to get a ticket, but they could cause you to be involved in an accident on the road. Below are 5 tips to avoid distractions while driving.
Do your multi-tasking outside the car.
Everyone spends a lot of time in their vehicles, and it may seem like the perfect time to get little things done: calling friends, searching for music, or programming a GPS. Instead, get everything settled before you start driving, so you can focus on the road and the drivers around you.
Do not use your cell phone while driving.
While you're driving, a cell phone should only be used for emergency purposes. Even then, it's best to pull over safely to the shoulder to make a call. Make a habit of thinking about what calls or texts you need to send, or what information you might need during your trip ahead of time. For example, program your GPS at the outset, and make any necessary calls or texts before setting out.
Make sure children and pets are secured in their seats.
It is extremely important to take care of your child’s car seat and seat belt before the car begins moving. Pets should also be securely fastened for their safety, and so that they can’t distract you while you’re behind the wheel. Prepare children with everything they need prior to driving, as reaching into the backseat can cause you to lose control of the vehicle. If they need your attention during your trip, pull off the road safely to care for them.
Avoid eating while driving.
Food spills are a major cause of distraction while driving. Finishing your breakfast on the way to work may seem like a time-saver, but it means at least one of your hands is occupied and you are less attentive to the drivers around you. Eat before you leave your destination or stop at a safe place to enjoy your meal.
If you are drowsy, pull off the road.
Driver fatigue is a contributing factor in a high percentage of accidents. If you start to feel drowsy, find yourself drifting out of your lane, or struggling to keep your eyes open, find a safe place to pull over and as soon as possible. When you’re driving for long periods of time, take a break at least once every 2 hours. Taking regular breaks allows you to maintain your focus and helps manage your fatigue level.